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PSD is well organised and layers and layer groups named appropriately.
Colors are easy to change.
The photos inside the circles are NOT included, they are just used as an example, this is space to place your own photos. The help file details how to place your own photos inside.
The PSD is set up at 8×12 inches (8.25×12.25 bleeds) 2475px x 3675px @ 300dpi CMYK
Fonts used in the design are “Edwardian Script ITC” and “Trajan Pro”