Get this old, cool, vintage look easy. Just replace the image (right click the image folder smart object, called “img_holder_rightClick_replaceContents”, choose “replace contents” and browse to your image or choose “edit contents” and paste your image into the window that opens, save, close) and the image on the card will update. Your photo doesn’t even have to be transparent!! It is already masked so the middle part is visible, while sides are grungy faded. Images shown in preview are not included because of the copyrights.
Get more than one look by enabling / disabling different combinations of “texture” layers (see my examples) Fonts used are free to download: Carnevale Freakshow (http://www.1001fonts.com/font_details.html?font_id=2898) Bebas Neue (http://www.dafont.com/bebas-neue.font)