Easy to modify, you just have to right click on the image holder smart object layer (marked in red) and choose “replace contents”, browse to your image and load it. Save, close that window, and it will update the image holder in the main file. Text layer is clearly marked. There are two “adjustment color” layers, as well as the pink background that you can enable/disable as needed to get different looks (see the examples). Images are not included.
fonts used: - Futura Condensed Medium (http://www.myfonts.com/fonts/bitstream/futura/medium-condensed/) - Weston Free (http://fontfabric.com/weston-free-font/) - Saloon Girl (http://www.myfonts.com/fonts/fontmesa/saloon-girl/) - Acknowledgement (http://www.dafont.com/acknowledgement.font)