3 bags predefined colors. You can use them on website, banner, mailing or print material etc. The file included is a fully editable and organized PSD file. Very easy change the size and color.
You may also experiment on other color combination as well, as you can see the layers are set with the color style.
Text is not editable. Front picture is only for display. But if you like front image you can buy it at http://graphicriver.net/item/web-elements-colorful-banners-1/102573