Modern Splashy Grunge Card – easy to modify. Comes with bunch of optional elements that you can enable / disable (wings, side curtains, swirls, ornaments, etc). To place the image, just right click on the image holder marked in red (called “image Holder”, where the existing image is now) and choose “Edit Contents”, paste your image on top of the photo that’s already in there, resize if needed, delete my old photo layer and save. To edit the main headline, right click on the smart object marked in orange, (inside the yellow “headline” layer group, called “headline” and choose “edit contents”. Then just re-type the text and save. Wings are supposed to be visible regardless of the color of your photo’s background. You can move them up / down, spread them around, so they match your model. You can also disable them. One image is included (I have the copyrights for it) as the placeholder and to help you plan & organize the design, but you’re supposed to replace it before printing the card. The light swirls are from the photo and they are not part of the template to use.