Watch short video tutorial HERE: https://www.youtube.com/watch?v=6R71I5PGDQY
Easy to change, enable / disable adjustment layers for different colors/effects. Replace images by right clicking ImageHolder layers marked in red and choosing “replace contents”. You can move white squares to fit your image better.
Font used: Gill Sans (http://www.fonts.com/font/monotype-imaging/gill-sans)