It turns your photo into this old light blue (or sepia) slightly burned photo wrapped with red ribbons, leaving a very elegant space for your names. The only thing you have to do is to insert your image (right click on the Image Holder smart object layer -marked in red – and choose “replace contents”, then load your image, and save). You can enable/disable layers “blu” and color adjustment layers including “orange”, “yellow” and “blue” (they are all market with those same colors)

Font used: - Minion Pro (http://www.myfonts.com/fonts/adobe/minion/buy.html)